Wholesale Discount Health Care Benefits Plans

Discount health plans provide employers an affordable alternative to group dental and health insurance.

Wholesale, affinity, and private label discount dental and health care benefit plans offer inexpensive options to supplement existing benefit programs.

Discount health plans provide health insurance agencies, groups, associations, and call centers with new profit sources.

We are all aware of the national health care crisis today. Constantly escalating prices, plus other rising costs faced by companies, associations, and non-profit organizations all across America, make it difficult to meet budget requirements.

There are many associations and organizations with large memberships that enjoy the deepest discounts on all levels of bundled care health and dental discount programs. Our wholesale plans include the lowest individual participant start-up account fees, professional provider discounts, and guaranteed savings on out-of-pocket health care expenses.

When purchasing a wholesale, or private label discount benefits package for organization members or full / part-time employees, it is important to remember that the volume of non-voluntary participants is a key factor to negotiating the best rate for your group.

Best Discount Benefits specializes in working with clients to develop alternative low-cost health care solutions for large groups and provide products for outbound call centers. Whether your model is to purchase programs at wholesale and "bake in" the cost to your association or group membership fee; or, for large organizations (such as unions and other trade groups), use the private label option to brand your name on the product fulfillment (membership) kit, Best Discount Benefits will help you create a superior alternative health care solution at minimal cost.

Best Discount Benefits has relationships and access to custom products with the largest and most trusted provider companies in the discount health and dental plans industry since 2002. We know how to listen, evaluate, suggest and implement large scale discount health care provider fulfillment programs that benefit everyone in the group.

Best Discount Benefits will help you achieve significant savings on a wide variety of discount health, wellness, employee, and group benefits. Let us help you enhance the value of being an employee or member of your organization with our unique programs.

Voluntary vs. Non-Voluntary Plans

How to know the difference and what to expect
Voluntary Plans allow each individual member or employee the option to participate and pay for their own plan. The advantage is that there is virtually no cost to the company. The drawback is that plans set up in this manner typically draw rather low participation rates. Because of this, even if you have a very large group, discounts to normal plan costs tend to be minimal.

Non-Voluntary Plans are paid for monthly by the sponsoring organization, or company, for the benefit of the member or employee. This is when a company pays for a part or all of the cost of the benefit. As you would expect, the more the company pays, the larger the participation rate by the members / employees. In this type situation, generous discounts to normal plan pricing can be negotiated. The bigger the number of employees / members that can be guaranteed to participate on a monthly basis, the bigger the discount. Don't overlook the tax deductions of a non-voluntary plan.

Cost vs. Benefit

Discount plans offer a wide variety of benefits to your members or employees. Because discount benefits plans are not insurance, they are inexpensive, have no restrictions as to age or conditions, and have no annual limits.
Employees can choose plans that fit their individual needs.
There are no health restrictions or paperwork hassles.
Discount plans qualify under Section 125 Cafeteria Plans.
Discount benefits plans work especially well for temporary workers who may not qualify for normal benefits.
The real as well as perceived value of discount benefits plans is high and will significantly add to your retention rates. This is especially true for membership organizations.
Discount health plans provide employers with an affordable alternative to group dental and health insurance.

Some Questions to Consider

Is the plan unique and does it provide sufficient profit margin?

Does the plan provide nationwide provider coverage or the geographic areas you need?

What type guarantees does the benefit plan offer?

What is the quality of the after-sale customer service?

What type benefits are available? See examples.

Complete and submit this form for information on wholesale plans:

First Name:	Last Name:
Company / Group Name
Website:
Street Address:
City:	State: Zip:
Contact Phone:	Email:
Number of Participants:
Type of Group: Voluntary Non-Voluntary
Contact us by: Email Phone
Access Code: (Enter Access Code: bdb)

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