Physician Network - PHCS

Access 20%-45% savings on medical services such as routine office visits and ancillary services, including lab work and imaging centers, through participating providers including 525,000 healthcare professionals and over 66,000 ancillaries.

• PHCS is the largest proprietary PPO in the country with nationwide access
• Live operators are available to educate members on coverage levels and identify participating network providers, specialists and hospitals - with the end-goal of helping minimize out-of-pocket expenses
• Providers must pass strict credentialing criteria
• PHCS has relationships with providers associated with the majority of specialties

Medical Mediation Services - HealthCare Mediation

HealthCare Mediation has a team of very experienced medical bill negotiation professionals who have the skills and resources to significantly reduce a member's payments for medical procedures.

Receive discounts of 20% to 40% on a your medical bills.

• Members will receive reductions on medical bills without having an adverse effect on their credit
• Members may contact HealthCare Mediation before they seek medical services, after they have been treated and have a medical bill, or if their bills have been sent to collection companies
• If a savings is not received, there is no charge for the service
• There are no minimum bill requirements, and a refundable deposit up to a maximum of $250 may be required
• Financing is available for those who qualify

Lab Services - Direct Labs

10%-80% off the regular retail pricing on blood tests and services through a Provider network of over 3,000 certified labs.

• A simple blood test can detect serious medical conditions such as heart disease, prostate cancer, diabetes and thyroid disease
• A doctor's visit is not required to schedule a lab test, and lab work results are confidential

Save 5% to 60% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as dentures, root canals, and crowns at over 65,000 participating dentists.

• No limits on use, everyone is accepted
• No waiting or administrative forms to file
• Cosmetic dentistry included such as bonding and veneers

Sample Dental Fees: Pick Your State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA WA WI WV WY

Vision Care - VSP

Savings of 15% to 35% off exceptional eye care with the VSP Choice Access Plan. Savings include eye care needs like eye exams, eyeglasses, and contact lenses at over 34,000 participating providers nationwide.

VSP is one of the nation's largest eye care doctor networks

LASIK Eye Surgery - National Lasik Network

15% off the retail price or 5% off the promotional price of LASIK procedures through a national network of over 570 locations.

• Preferred pricing available for Traditional LASIK, Custom LASIK, Traditional IntraLase and Custom IntraLase
• The National Lasik Network's surgeons have performed over one million LASIK procedures to correct nearsightedness, farsightedness and astigmatism

Hearing Care and Services - HearPO

Savings on hearing exams and services, and approximately 25% discount off a hearing aid at any HearPO provider with over 1,800 provider locations.

• Lowest Price Guarantee* - should you find a lower price at another local provider, we will gladly beat that price by 5%.
• One of the largest providers of audiology and hearing aid services in the United States
• Discounts on batteries mailed directly to your home
• Comprehensive follow-up services at no charge for one year
• 60-day trial period with 100% money-back guarantee

Prescriptions - WellDyne RX

An average discount of 15%-20% on brand name drugs and an average discount of 25% on generic drugs at Over 58,000 pharmacies nationwide, including CVS®, Kroger®, Safeway®, Publix®, United Drugs®, Wal-Mart®, Medicine Shoppe®, Costco®, K-Mart®, Winn Dixie®, Target®, Rite Aid®, Walgreens®, Savon® and more.

• The prescription discount is automatically calculated and applied to the member's transaction
• A prescription mail order service is available for convenient home delivery
• The WellDyneRx Web site allows members to check prescription prices, locate a participating pharmacy, receive alternative prescription recommendations, review health and wellness information, refill a prescription and receive refill reminders

Medical Supplies - Better Living Now

From medical appliances and supplies to home medical equipment, Better Living Now can be your single source for all your vitamin and nutrition or durable medical equipment needs.

• Free blood glucose monitor upgrade
• 20% to 30% off retail price on Durable Medical Equipment
• 20% to 40% off retail price on Disposable Medical Supplies
• 20%-25% off the retail price of nutritional supplements and daily living aids

Chiropractic and Wellness - American Specialty Health

Savings of 25% on health services such as chiropractors, dieticians, massage therapists and acupuncturists, and savings of 10% off initiation and/or monthly dues of health club memberships. Over 20,000 credentialed complementary health care providers, including 14,000 chiropractors and over 14,000 participating fitness clubs and exercise centers.

24 Hour Nurse Line - CareNet

Members have unlimited access to nurse triage services via a toll-free number 24 hours a day, 365 days a year. These nurses are specially trained to offer prompt, confidential medical counseling to help members make informed decisions about the health and medical care they receive.

• Deaf and foreign language services available through TDD and a language line service
• Pre-recorded Health Information Library on a wide range of health and medical topics

Lap-Band Surgery - Gastric Banding Panel Group

A $1,000 discount for members (compared to the regular price for gastric banding weight loss surgery) charged to non-members using a national network of over 100 participating locations.

• All surgeons are certified by Allergen (Lap Band) or Johnson & Johnson (Realize Band), and both the Lap Band and Realize Band products are approved by the FDA
• Lap Band and Realize Band products typically deliver many health benefits such as weight loss and a reduction in type two diabetes levels

Key features:

• Full control and oversight of any credit accounts issued in your name
• Assistance in applying for new credit, if necessary
• Full-service resolution and repair by the world's leading experts, if needed
• Fraud alerts on all credit reports, preventing anyone from opening an account in your name without your knowledge
• Prevents pre-approved credit offers and dramatically reduces junk mail
• Orders credit reports from Equifax, Experian and TransUnion once per year for your files
• Regular Internet searches of your Social Security number, credit card numbers, driver's license number and e-mail addresses to protect against that information being illegally traded or sold online
• Monitors any change of address forms you've filed and alerts you if there are any changes
• LifeLock guarantees that if a member's identity is compromised, they will be reimbursed up to $1 million for their loss

NOTE: This bonus includes the primary enrollment member for LifeLock. To include additional family members, there is a separate fee through LifeLock and not through Careington.