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QUALITY HEALTHCARE & MORE
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Legal Care Direct™ Small Business PlanIn today's litigious business climate, the self-help approach to legal care can be financially disastrous. For as little as $24.95 per month you can have access to a nationwide network of attorneys for all your business legal needs. The rising costs of health insurance and the overall running a business has made it very difficult for business owners to make ends meet. Legal Care Direct™ (LCD) helps alleviate some of that financial pressure by providing business owners with access to a nationwide network of pre-qualified attorneys that will provide them with free and discounted legal care. Benefit FeaturesMembers will have access to plan attorneys that will provide them with the following services: Free Attorney Provided Services*
*In many states, attorney liability may require plan attorneys to obtain a retainer from the member prior to providing some of the free member benefits. Guaranteed Low Hourly Rate** Plan attorneys have contracted to charge no more than $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater, for legal care that goes beyond the free services described above. In most cases, the attorneys will be able to estimate the amount of hours any given case may consume prior to beginning work on the case. Retainers** In the case of extended legal care, plan attorneys may ask you for a retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the appropriate discounted hourly plan rate. For instance: 10 hours x $125.00 = a retainer of $1,250.00. Any unused portion of the retainer will be returned to the member. Contingency Fee Discounts** Attorneys often work on a contingency fee basis on such cases as personal injury and collections. This fee is usually expressed as a percentage of the amount collected or awarded. In collection matters, your attorney will accept 18% if the case is settled before formal court proceedings begin. After proceedings begin, the fee is 27%. On all other contingency matters there is a 10% discount on the lower of either the state maximum or the attorney’s standard rate. **Court costs, filing fees and time charged for travel to and from any courts are additional. When to Use an Attorney
The hiring of a lawyer is an important decision. Before hiring the lawyer to whom you may be referred, ask the attorney for written information about the lawyer’s qualifications and experience. At a cost of $299.40 per year, it's a benefit your business cannot afford to be without. Credit card customers can schedule three consecutives monthly payments of $99.80 or 12 payments of $24.95.
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For information on help with personal legal matters and identity theft protection, see Family Protection Plan |
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