Identity Theft Solutions

Identity Theft Solutions

Family Protection Plan members have toll free access to paralegals who will assist them with the process of preventing ID theft and/or restoring to its pre-theft state.

Keylogging Defense System™

Keyloggers are self propagating viruses that steal your keystrokes, and the information contained, as you navigate the internet. Our Keylogging Defense System™ eliminates online identity theft by encrypting every keystroke at the keyboard level and then reroutes those encrypted keystrokes directly to your browser. Our Keylogging Defense System bypasses the multiple communication areas that are normally vulnerable to keylogging attacks that could compromise your vital information.

With our defense system, members can now E-mail, access critical business applications, browse, shop and bank with confidence knowing that each and every keystroke is encrypted and not being transmitted to an awaiting Identity Thief.

Identity Monitoring

Identity Monitoring monitors the activity associated with an identity across multiple data sources to detect the type of fraudulent activity that takes place prior to the theft of an individual’s identity. Sources include:

Credit Bureau Data

DMVs

Bankruptcy Lien and Judgment Filings

Utilities

Pubic Records

Private Contributory Databases

As identity fraud usually precedes identity theft, this type of proactive alert system is critical to mitigating the extensive and expensive damage perpetrated after an identity is stolen and manipulated.

Identity Theft Restoration

Upon notification of an identity theft incident, paralegals will:

Consult with the covered member to determine the severity of the theft

Prepare and overnight a customized, pre-completed, state specific “ID Recovery Kit™”

Place fraud alerts on the covered member’s credit records

Notify the appropriate bank or agency if other forms of identification were stolen

Notify local authorities of identity theft incident

Restore member’s identity to its pre-theft state

Identity Theft Insurance

Each member will receive up to $25,000 worth of identity theft insurance coverage*. This coverage will help members offset some of the costs of restoring their identity to its original status, including:

Replacement of lost wages: $500.00 per week for 4 weeks maximum

Re-filing of loans

Eligible defense costs for civil & criminal lawsuits

Reimbursement of fees: Re-filing applications for loans, grants or other credit instruments that are rejected solely as a result of a stolen identity event

And more…

Lost and/or Stolen Credit Card Assistance

Consult with the member to determine the severity of the event

Contact each credit card company while member is on the phone

Cancel the member’s affected credit cards and request new replacement cards

Place fraud alerts with all three major credit bureaus

Assist member with interpreting their credit reports

Provide daily credit monitoring from all three bureaus for six months to help prevent any further fraud

At a cost of $168.00 per year, the Family Protection Plan is a benefit your family cannot afford to be without. Credit card customers can schedule three consecutive monthly payments of $56.00 or 12 payments of $14.00.

Print a Paper Enrollment Form to Mail or Fax