Reduce Health Care Costs and Increase Retirement Savings with...
Family Health Savings Programs

The two fastest ways to deplete your spendable income and savings
are untimely accidents and paying full retail for health care!

CONSIDER THESE FACTS:

1. National research shows that 70% of health care claim costs are preventable.
2. With the use of Modern Medicine and Lifestyle changes you can prevent most major health problems like: Heart Disease, Diabetes, Arthritis, High Blood Pressure, Cancer and Osteoporosis and most other diseases of aging.
3. Getting involved in a Wellness Program will return $3 on each $1 spent. Now that is a great return on your investment.
4. 62% of Emergency Room admissions are from accidents.
5. 58.7 million visits to office-based physicians are due to injuries.
6. Nearly 41 million visits to Emergency Rooms in 2000 where due to injuries.
7. In 1999, an accidental injury happened every two seconds. This is equal to 2,370 accidents every hour, 57,000 accidents every day and 400,000 accidents every week.
8. About 1 out of 19 people experience an unintentional injury in their home or community each year.
9. Nearly 9 out of 10 deaths and two thirds of disabling injuries suffered by American workers occurred OFF-THE-JOB

Your Solution... Family Health Savings Programs

Choose from three money-saving plans for maximum affordability
and preservation of your savings and personal assets.

• Don't pay full retail for your health care
  
  
• Reduce withdrawals from your Health Savings Account
  
  
• Receive immediate benefit for an accident with only a $100 deductible
  
  
• Reduce or eliminate out of pocket expenses for:

  Maintenance Medications	Counseling
  Family Legal Questions or Problems	Identity Theft
  Tax Preparation & Advice	Lost Credit Cards

  
  

Basic Plan	Choice Plan	Ultimate Plan
Inexpensive but effective plan designed to complement high deductible medical plan	A perfect combination of benefits that will preserve your spendable income & savings	Designed for the security conscious  individual or family who wants to save on all of their health care services.

Spend less of your income and savings for medical expenses and make more available for later use as tax-free retirement funds. These plans not only provide the means to reduce medical expenses, but also
highlight a number of wellness oriented services to place heightened priority on prevention.

HINT - You don't have to own an HSA to enjoy the wonderful benefits and savings of these plans.

Reduce Your Health Care Costs Through Choice and Education