1. What is a discount health plan?

Discount health care plans are programs of choice, access, savings, and responsibility. Discount health plans provide assurance not insurance. Programs, such as discount employee benefits plans, offer you a choice of providers without the red tape of having a third party looking over your shoulder to decide what services you can receive. Discount health plans provide access to some of the best providers in the industry, at savings generally ranging from 15% to 80%. Discount health care plans require the responsibility on the part of the member to pay the providers (at the reduced rate) at the time of service. Many often refer to this as self-managed care when discussing the program, because you are in charge of your own healthcare regime.

2. How do discount medical plans work?

Discount medical plans offer consumer savings through a pre-negotiated rate or fee schedule. Discounts may vary between doctors, dentists, and other providers even within the same state. This is primarily due to the fact that there is less competition in rural areas and some dentists are not willing to accept the lowest fee schedules. Our mission is to make these services available to as many people as possible and provide meaningful savings, regardless of where you live. For a comparison of how discount plans differ from insurance plus other excellent consumer tips, visit S.M.A.R.T Consumer Group.

3. How can I see which providers are located in my area?

You will find provider search links on each plan description page. Each plan has its own links for provider search engines and on-line applications. If you don't find a provider in your area under one plan, be sure to check our other plans, because most use different provider networks.

4. I am ready to begin... What do I do now?

Simply click on the name of the plan you have selected. You will find a "Join Now", "Order Now", or "Add to Cart" button located on each plan page. Follow the instructions and fill in the order form. For your security and safety, all orders are processed on a secure server.

5. How can I get special group rates if I'm not in a group?

Most everyone either works somewhere or belongs to an association or group of some kind. For information on special group plans, please see the Best Discount Benefits wholesale plans page.

6. How do I know you are a reputable company?

Best Discount Benefits is a subsidiary of Freedom Financial Solutions, Inc., an independent financial services agency whose principals have been serving clients faithfully for over 20 years. All funds are paid directly to the appropriate provider. You will find additional information on the About Us page.

7. What is the guarantee on products or services?

Each provider has their own satisfaction guarantee. Most offer a full money back guarantee that runs from 30 to 45 days from date of purchase. If you are participating on a monthly basis, you may cancel your membership at any time.

8. How soon can I expect my membership materials and card(s)?

You will have membership cards and welcome materials within 10-14 business days. You can start using the services as soon as you receive your card.

9. How do I know I'm getting a discount at all?

The discounts received on the different programs will vary based on several factors. Fee schedules differ based on the type of plan you purchase, your geographic location, and type of procedure being performed. Particularly for dental and medical, providers agree to charge a pre-negotiated rate based on the above factors. This rate will be a discount from their normal fees.

10. What if there is no health provider in my area or my current provider is not on your list?

All of our provider networks have a nomination process where you can submit the name of a dentist or doctor to be included in the network. The nominee will be contacted and screened. In the end, the final decision is up to the individual provider whether they wish to join the network.

 

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CONTACT PAGE.