Reduce Health Care Costs and Increase Retirement Savings with...
Family Health Savings Programs

Do You Offer Health Savings Accounts?

The two fastest ways to deplete an HSA are:
Untimely Accidents and Paying Full Retail for Health Care

CONSIDER THESE FACTS:

1. 70% of health care claim costs are preventable.
2. 62% of emergency room admissions are from accidents.
3. 58.7 million visits to office-based physicians are due to injuries.
4. Nearly 41 million visits to emergency rooms in 2000 were due to injuries.
5. Accidental injuries happen every two seconds. This is equal to 2,370 accidents every hour, 57,000 accidents every day and 400,000 accidents every week.
6. Approximately 1 out of 19 people experience an unintentional injury in their home or community each year.
7. Nearly 9 out of 10 deaths and two thirds of disabling injuries suffered by American workers occur OFF-THE-JOB

Benefits For Our Bank Clients:

• Bank income streams usually come from two sources: interest and fees.
• Bank accounts that allow “Put and Take” reduce the bank's ability to produce substantial and consistent interest income.
• In just two years, Americans have deposited nearly $1 Billion in tax-advantaged Health Savings Accounts.
• Estimates are that 3.2 million people currently have HSA accounts.
• The Treasury Department projects 21 Million account holders by 2010.
• Based on these projections, funds deposited in HSA's should increase to more than $75 Billion.

Are you currently getting your full share of this multi-billion dollar market?

Enable your clients to retain as much money as possible deposited into their Health Savings Account.

Offer our HSA Asset Preservation Programs to your current clients. This will:

• Increase your customer retention and create new clients
• Enhance goodwill by teaching your customers to become smarter consumers
• Provide your bank a new income stream
• Dramatically increase the stability of your HSA deposits

You have the opportunity to take advantage of a powerful marketing strategy that will create new profits for your bank. It will preserve current clients, create new customers, and provide cross-marketing opportunities by making your bank stand out from the competition with our unique HSA Preservation Plans and educational programs.

Benefits For Our Company Clients:

Make provisions to help your employees retain as much of their deposited money into their Health Savings Account as possible.

Consider the advantages of offering a voluntary program, which would help your employees become better consumers, stop paying full retail price for their healthcare, and provide a benefit of up to $5,000 in the event of an untimely accident.

Be the first to help your employees take a new approach to reducing healthcare costs by promoting wellness rather than sick care. Getting involved in a Wellness Program will dramatically reduce healthcare expenses, lower sicktime, and increase productivity.

Our Wellness Program is the first to offer a GUARANTEE, “We will reduce your health care costs or we refund all monies paid for the program, including office visits”. Paying for results - what a concept!

These Family Health Savings Programs are available to your clients and/or
employees on a voluntary basis. A modified affinity plan can be custom
designed for large non-voluntary groups at substantially reduced rates.

Contact us for details:

Best Discount Benefits
760-631-4300
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Reduce Your Health Care Costs Through Choice and Education